FAQ About our Loans Program!
Every year we help thousands of people just like yourself find the
best loans for your specific needs. Here are some of the most asked
questions about our programs!
Are your loans $0 down
The loans that we get you are $0 about
99% of the time!!!
How Long Does the
It can take several days
or several minutes depending on your credit score and rating. Lower
credit scores take more time on our part. However we have now added
our Credit Vault which allows you to apply to some of our lenders
Loans can be a
hassle - how is your process?
Our process is pretty
smooth and is easier depending on your credit score.
Can you get me more
money that usual?
The answer is a definite
yes since we work with several lenders and card companies we can often
get you great loans from multiple lenders. WE are not the lender but
instead the processor and this works to your advantage as the lenders
want to keep us happy with all the business that we bring them and
offer our clients special deals and the lowest rates possible to keep
us happy and offering them business. YOU WIN!
Are their any up
front costs with your program?
We have the lowest fees
for a processing company anywhere! You are only out the $10
application fee upfront.
there is only a $12
THE ONLY COST YOU WILL EVER GET FROM US IS $12
companies want to charge you up to 10% of the loan and that is
outrageous! If your loan is funded !
You would save over $400 on a $4500 loan and you would save over $1300
on a $15,000 loan. BIG SAVINGS!
Is your system
secure and confidential?
Very secure and
Will you consult
with me to help?
We will answer any
questions that you might have to help you get the possible loan for
your specific needs. To keep costs as low as possible we typically
only call in specific situations and prefer to work by email or
How fast are the
The approvals can happen
as fast as 10 minutes and sometimes and
other times it can take several days of working with lenders. Our
newest system allows you to apply for loans yourself from some of
What can I use the
loan money for? Are there restrictions?
When it comes to the
unsecured personal loans there are no restrictions once you get the
Do you have unsecured
or personal loans to people with bad credit?
Yes - we do but the interest is higher
and the amount of the loan gets lower based on your current fico
credit score. however we also have programs that you can get loans
with no credit check as well. The amount of the loan typically stay
below $1500 however we have several lenders that will do this so you
might be able to get around $3000 and even $4500 if all three
lenders are accessed. We are constantly adding lenders to our list
What is considered
poor credit and what is considered bad credit?
That really depends on the lenders and
can really change from week to week. Below 520 drastically lowers
the amount that you can borrow and many times will keep you from
getting signature type loans and we have to resort to private bad
credit lenders to try and get money -which works about 70% of the
time. However, the interest is very high and the amount that you can
borrow is low.
Do you offer programs
to help those with lower credit scores to raise their credit scores?
YES! And in our humble opinion everybody
that does not have A credit should do this program for at least 1
month as it can raise your score drastically!!! Time and Time again
we see our clients bad or poor credit score raise 100 points in the
first 30 days or so!!!